Western Mutual offers industry standard protection for your condominium, which covers the inside of the property or, as we say, from the “doorframe within.” The Homeowners’ Association (HOA) is responsible for the external upkeep or damage of the condominium. If your HOA doesn’t insure the exterior of the property then our normal California homeowners’ insurance policy may be required instead. Please contact one of our agents or your HOA to clarify which policy is appropriate given your circumstances.
Our condominium coverage includes the following benefits:
We offer the same affordable, extensive coverage we offer in our homeowners’ insurance policies, but for your condominium. For more detail on what we offer in both visit our Homeowners’ Insurance page.
How Do We Decide Our Coverages?
To begin a condominium insurance quote all that’s required is:
Start here to learn more about what a California homeowners’ insurance policy through Western Mutual can start doing for you. Whether you’re a new homeowner looking for the best rates with the best coverage or you’re looking to switch, our California homeowners’ policy can provide you with the most affordable, industry-standard coverage in the state.
Already have an extensive and affordable California homeowners’ insurance policy with us? Find out here how you can add more coverage for earthquake risk all while keeping your primary homeowners’ insurance rates reasonable.
Live in a flood zone that requires you to have flood insurance for your home or looking to secure extra coverage for additional protection? Visit our Flood Insurance page to find out how to incorporate Flood Insurance with your existing Homeowners’’ Insurance policy with us. Also, learn how you can switch your Homeowners’ policy to us while keeping a comparable Flood Insurance rate.
If you’re planning on or are already renting your house out to tenants, Western Mutual is here to provide you with top-notch protection for your investment property. We can advise you on how to add rental coverage in addition with your primary residence.