To be eligible for a California flood insurance policy from Western Mutual, we require our customers to carry a Homeowners’ Insurance policy with us.
Western Mutual offers flood insurance policies written through Wright Flood and regulated by the National Flood Insurance Program (NFIP).
Since flood insurance policies are regulated through the NFIP customers may switch to Western Mutual’s Homeowners’ Insurance without typically seeing any changes with their flood insurance pricing and protection.
How Do We Decide Our Coverages?
To add a flood insurance policy to a pre-existing Western Mutual homeowners’ insurance policy, all that’s necessary is:
If the property is not in a preferred flood zone, an elevation certificate will also be necessary to complete the process. Flood insurance is not available online, so if you would like a quote please call one of our helpful agents at 1-877-968-8825.
Start here to learn more about what a California homeowners’ insurance policy through Western Mutual can start doing for you. Whether you’re a new homeowner looking for the best rates with the best coverage or you’re looking to switch, our California homeowners’ policy can provide you with the most affordable, industry-standard coverage in the state.
Already have an extensive and affordable California homeowners’ insurance policy with us? Find out here how you can add more coverage for earthquake risk all while keeping your primary homeowners’ insurance rates reasonable.
Live in a flood zone that requires you to have flood insurance for your home or looking to secure extra coverage for additional protection? Visit our Flood Insurance page to find out how to incorporate Flood Insurance with your existing Homeowners’’ Insurance policy with us. Also, learn how you can switch your Homeowners’ policy to us while keeping a comparable Flood Insurance rate.
If you’re planning on or are already renting your house out to tenants, Western Mutual is here to provide you with top-notch protection for your investment property. We can advise you on how to add rental coverage in addition with your primary residence.