Emergency Claim Line: 866-962-2142
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New Mexico Seasonal Homeowners Insurance

To be eligible for a New Mexico Seasonal Insurance policy, we typically require that our customers have a Homeowners’ Insurance policy with us. This requirement can be avoided if you’re able to extend liability to the seasonal home through an existing homeowners’ insurance policy. In rare cases where the customer’s primary residence is outside the United States, we will allow customers a standalone Seasonal Insurance policy.

Western Mutual offers Seasonal Insurance policies to existing customers who wish to cover their vacation homes with the same affordable protection they rely on for their primary residences. Our Seasonal and primary Homeowners’ Insurance coverages and quote information are very similar, so please read more about our homeowners’ policy here for more information about the type of coverage you can expect with your seasonal home.

Our Benefits

Our seasonal coverage includes the following benefits:

How Do We Decide Our Coverage?

Similar to our Homeowners’ Insurance, we determine the base dwelling amount through:

  • Property Address
  • Age of the Home
  • Size of the Home

Using public county records, we’re able to determine information about the residence. If you notice a change in the property information from the last county update, please give us a call at 1-877-968-8825 to readjust the quote. We offer Seasonal Insurance quotes both online here and over the phone.



Whether you’re a first time home buyer looking for the most affordable Homeowners’ Insurance in New Mexico or looking to change to a provider who can offer more with an acclaimed quality of service, Western Mutual has you covered. Find out in more detail the coverage we’ve been offering New Mexico for over 10 years here.



Finding the right coverage for your vacation home can be stressful since you’re often away from it for long stretches of time. Find out here how Western Mutual can put your mind at ease about your property while providing comprehensive and affordable coverage.