Emergency Claim Line: 866-962-2142
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Texas Seasonal Homeowners Insurance

To be eligible for a Texas Seasonal Insurance policy, we typically require that our customers have a Homeowners’ Insurance policy with us. This requirement can be avoided if you’re able to extend liability to the seasonal home through an existing homeowners’ insurance policy. In rare cases where the customer’s primary residence is outside the United States, we will allow customers a standalone Seasonal Insurance policy.

Western Mutual offers Seasonal Insurance policies to existing customers who wish to cover their vacation homes with the same affordable protection they rely on for their primary residences. Our Seasonal and primary Homeowners’ Insurance coverages and quote information are very similar, so please read more about our homeowners’ policy here for more information about the type of coverage you can expect with your seasonal home.

Our Benefits

Our seasonal coverage includes the following benefits:

How Do We Decide Our Coverage?

Similar to our Homeowners’ Insurance, we determine the base dwelling amount through:

  • Property Address
  • Age of the Home
  • Size of the Home

Using public county records, we’re able to determine information about the residence. If you notice a change in the property information from the last county update, please give us a call at 1-877-968-8825 to readjust the quote. Please note that we only offer Seasonal Insurance quotes for Texas over the phone.



We’ve been a provider of quality Homeowners Insurance in the state of Texas for over 10 years. Find out here the type of policy we can provide your residential property.



Have a vacation home or planning on purchasing one in the state of Texas? Look no further than Western Mutual to help put your mind at ease even as you’re away from your seasonal property.