Why Do I Need Condo Insurance?
Your homeowners' association might cover exterior damages to your condo, but most don’t offer coverage for your personal property. A condominium insurance policy1 from Arizona Home Insurance provides coverage for the inside of your condo, from the doorframe within. Get peace of mind knowing that your personal belongings are protected from covered accidental or sudden losses.
Condo insurance can help cover your personal belongings if they are damaged due to common hazards2 such as:
- Fire and smoke damage
- Water damage
- Cyclone, wind, or storm damage
- Hail and lightning
- Broken glass and vandalism
1If your condo is located outside of Arizona, please visit our main website: www.westernmutual.com
2Please refer to your actual condominium insurance policy for a complete list of coverages.
Get 10% off your first year’s premium and 5% off your second year when you apply online!
Understanding Your Coverages
For your primary residence, an Arizona Home Insurance policy includes these coverages:
Provides coverage for the structure of your home (roof, walls, etc.) and attached structures, such as a garage.
Example: Your home is damaged during a storm.
Personal Property Coverage
Covers personal belongings such as clothing, furniture, and other personal items not permanently attached to your home. We include Replacement Cost Coverage on contents which means we'll replace your belongings at today's cost without any depreciation.
Example: Someone breaks into your home and steals your electronics.
Personal Liability Coverage
Provides coverage for bodily injury or property damage to other parties for which you or other covered residents are legally responsible.
Example: A visitor in your home trips over a piece of furniture and is injured.
Loss of Use Coverage
Helps cover living expenses if your home is unfit to live in after a covered loss.
Example: A fire damages your home, and you have to move out temporarily while the damage is repaired.
Medical Payments to Others
Provides coverage if a guest at your home is injured.
Example: A visitor slips while walking on your driveway and has to seek medical attention.
Call (800) 696-7221 to get a quote for your condo today!
We want to help keep more money in your pocket. Talk to one of our agents to see if you qualify for these discounts:
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