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Landlord Insurance

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Over 90% Customer Satisfaction Rating AM Best A+ Rating 80 Years
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Why Do I Need Landlord Insurance?

An Arizona Home Insurance landlord policy1 can give you the peace of mind you need so you can rent your home with confidence. In the event that someone is injured on your property or your rental is damaged by a common hazard, a landlord insurance policy will help protect you from financial losses. Landlord insurance can protect your rental home from hazards2 such as:

  • Fire and smoke damage
  • Water damage
  • Theft
  • Cyclone, wind, or storm damage
  • Hail and lightning
  • Broken glass and vandalism

1Landlord insurance is available in Arizona and California.
2Please refer to your actual landlord insurance policy for a complete list of coverages.

Get a quote online or call 1-800-696-7221 to speak to one of our agents!

Understanding Your Coverages

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Dwelling Coverage

Provides coverage for your home and attached structures, such as a garage.

Example: Your home is damaged during a storm.

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Personal Liability Coverage

Provides coverage for bodily injury or property damage to other parties for which you or other covered residents are legally responsible.

Example: A visitor in your home trips over a piece of furniture and is injured.

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Other Structures Coverage

Provides coverage for detached structures on your property, such as driveways, fences, sheds and swimming pools.

Example: A lightning strike damages your fence.

Loss of Rents

Helps cover lost income if a tenant cannot stay on the property as a result of a covered loss.

Example: A fire damages your home and your tenant temporarily moves out while the damage is repaired, during which time your tenant does not pay rent.

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Personal Property Coverage

Provides coverage for your personal belongings (but not for your tenant’s belongings).

Example: Kitchen appliances that you provided for your tenant are damaged by a fire.

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Medical Payments to Others

Provides coverage if a guest at your home is injured.

Example: A visitor slips while walking on your driveway and has to seek medical attention.

Additional Benefits

Extended Replacement Cost (ERC): increases your dwelling coverage up to 150%. ERC safeguards against a higher-than-expected construction cost for damages to your dwelling structure.

Multi-Policy Discount:  if your primary property is actively insured with us, you can receive a 20% discount on your landlord policy.

Call 1-800-696-7221 to receive a quote!