Why Do I Need Earthquake Insurance?
Standard home insurance policies do not cover earthquake damage. Earthquakes can happen without warning; adding earthquake insurance to your homeowners insurance policy can help you recover if your home or personal property is damaged in an earthquake.
- Fire and smoke damage
- Water damage
- Cyclone, wind, or storm damage
- Hail and lightning
- Broken glass and vandalism
For more information or to get a quote call (800) 696-7221.
Understanding Your Coverages
If your home is damaged as a result of an earthquake, earthquake insurance includes these coverages1:
Helps cover rebuilding your home, up to the base dwelling coverage limit.
Loss of Use Coverage
Helps cover living expenses if your home is unfit to live in after an earthquake.
Personal Property Coverage
Helps cover personal property that was damaged as a result of the earthquake.
1Please refer to your actual insurance policy for a complete list of coverages.